Tired of feeling like your spending is out of control? Enroll in the Stop Overspending Course & take control of your money today!

Does it feel like money is slipping through your fingers?

You know you’re earning enough, but somehow, the savings aren’t growing, and the credit card balance just won’t budge. It’s frustrating, isn’t it? You’re not alone—and the good news is, it doesn’t have to be this way.

Imagine finally being able to manage your money effortlessly without…

✔️ Depriving yourself

✔️Going on a strict budget

✔️Giving up spa treatments

✔️Selling your car

✔️Cancelling trips

✔️Foregoing nice restaurants

✔️Giving up lattes

✔️Waiting until retirement

You’ll finally figure out how to do all of this inside of The Stop Overspending Course

The Stop Overspending Course is for you if...

  • You make decent money, but by the end of the month, you’re staring at your bank account wondering, “Wait, where did it all go?!”

  • When you’re feeling bored, anxious, or stressed, you find yourself turning to retail therapy to lift your spirits, chasing that “high” you get from a new purchase.

  • You head to Target for toothpaste and shampoo, but somehow end up walking out with $200 worth of stuff you didn't plan to buy.

  • You buy stuff that seems like a great idea at the time, but then it just sits in your closet collecting dust—tags still on, barely touched.

  • You start out with the intention to stick to a spending plan, but somehow, by the end of the month, you’ve gone way over what you wanted to spend.

  • You’re stuck in a never-ending debt cycle. You rack up credit card debt, pay it off telling yourself it’ll be the last time. But a few months later, here you are again—right back in the same situation.

There’s a better way.

Imagine…

  • Feeling Secure

    Have money left over when your next paycheck arrives—no more spending right up to the last dollar before the next one comes in.

  • Being in Control

    Spend on the things and experiences that bring you joy—completely guilt-free—while gladly saying no to impulse buys that sabotage your financial security.

  • Having Peace of Mind

    No longer using spending as a way to make yourself feel better & instead having more productive ways to cope with your emotions.

What Will You Do With All that Extra Money & Peace of Mind?

Here’s what you’ll get out of the course:

  1. Understand Why You Overspend (and How to Stop):
    Ever wonder why you keep spending even when it causes so much stress & frustration? You’ll finally understand what’s really going on and learn how to break those habits for good.

  2. Spend Without the Guilt:
    Imagine being able to buy the things you love and still make progress toward your financial goals. You’ll learn how to deal with those spending urges without feeling restricted or deprived.

  3. Confidence to Handle Your Money:
    No more second-guessing or avoiding your bank account. You’ll feel empowered to save consistently, pay down debt, and stay in control—even when unexpected expenses occur.

  4. Set Yourself Up to Build Wealth

    This course isn’t just about cutting back on spending—it’s about creating a rock-solid foundation for your financial future. When you stop overspending, you free up the resources to finally start saving, paying off debt, and investing in your dreams.

    You’ll walk away with habits that stick and a clear plan to make your money work for you. Whether it’s growing your savings, getting out of the debt cycle, or building long-term wealth, this course will give you the tools to take control and create the life you’ve always wanted.

Hi, I’m Germaine

I want you to know two things:

It is possible for you to stop overspending—AND the life waiting for you beyond overspending is so much better than you think!

Right now, overspending is quietly robbing you of your best life. It’s keeping you from the freedom, peace, and joy you truly deserve.

Just think of how much lighter and at ease you’ll feel when you’re no longer stressed about money.

This isn’t about being frugal. That so old school!

This is about becoming the person who manages your money in a way that lets you enjoy life more without guilt or worrying about money.

You have the power to change your financial future, and this course is here to help you do just that. —I know that you can absolutely do this!

A Small Sample of Our Amazing Clients

  • “Germaine has walked me through receiving a significant pay raise, changing my spending habits, increasing my savings accounts: emergency & spending. And she taught me how all of this was possible without having to take away my love of travel & occasional trips to the casino.”

    LaToya

  • Germaine has been an incredible blessing and asset, guiding me through the process of setting financial goals, building savings, and gaining the confidence to increase my earnings. While I've excelled in many areas, this was one where I definitely needed growth, and her support has been invaluable. I highly recommend working with her as it will change your life!

    Joey

  • “Before working with Germaine I use to overspend, live paycheck to paycheck and would be extremely stressed. I now have an emergency savings fund and I make more money than I’ve ever have before. Thank you for helping me transform my life!"

    Tammy

Here’s a Peek Inside the Course

Module 1: The Psychology of Overspending

  • Discover why you overspend, even when you know better.

  • Learn about the 3 C’s of Overspending and how they drive your habits.

  • Uncover the psychological patterns holding you back and start breaking free from them.

Module 2: Creating Emotional Satisfaction Beyond Spending

  • Explore why spending often feels like a quick fix for stress, boredom, or other emotions.

  • Learn strategies to create emotional fulfillment that don’t involve shopping.

  • Develop tools to cope with emotional triggers without reaching for your credit card.

Module 3: Getting Financial Clarity

  • Gain a clear understanding of your financial picture—where your money is going and why.

  • Learn simple strategies to take control of your finances without feeling overwhelmed.

  • Build the foundation for intentional financial decisions that align with your goals.

Module 4: The Power of Planning Your Spending Ahead of Time

  • Learn how to create a spending plan that prioritizes what matters most to you.

  • Balance spending on things you enjoy with building wealth.

  • Shift from reactive to intentional spending for long-term success.

Module 5: Staying Committed

  • Discover how to maintain your progress and stick to your new habits.

  • Learn strategies to stay on track, even when life gets busy or stressful.

  • Build a system to keep your spending aligned with your goals—without feeling deprived.

Module 6: Ditching Perfectionism to Build Wealth

  • Let go of the need to be perfect on your financial journey.

  • Learn how to recover quickly from setbacks and stay motivated.

  • Focus on progress over perfection as you continue building wealth, even when life throws curveballs.

Choose The Payment Option That’s Best For You

One Time Payment

$97

2 Monthly Payments

$57

Success Stories •

Success Stories •

Still thinking about it?

Imagine where you’ll be 6 months
from now if you learned how to Stop Overspending?

Less Worrying: You won’t have to stress so much about money, and you’ll feel more calm & secure.

More Money for Important Things: You can save up for emergencies and things you want in the future, so if something unexpected happens, you’re ready.

Better Relationships: Having your money under control means less arguing and more understanding with family and friends.

More Control Over Your Life: You’ll be able to make choices about what you want to do, without money holding you back.

Feel Proud and Confident: You’ll feel really good about yourself because you’ll be making smart money decisions.

Enjoy Life Without Guilt: You can spend on the things you love without feeling bad or worried about going into debt.

Here are answers to the most common questions:

If you think you tried everything to get your money right, you haven’t tried this.