I was supposed to give a talk with slides and tech… but none of it worked. So I went back to basics and shared the 8 wealth-building lessons every woman needs to hear—no fluff, no budget spreadsheets, just real talk.

The One Habit That Helped Me Stop Overspending (Without Going on a Budget)
By Germaine Foley

You’ve probably heard the phrase “death by a thousand cuts.” When it comes to money, overspending can feel a lot like that. It’s rarely the big-ticket purchases that throw us off—it’s the $20 here, the $50 there. The quick Amazon order. The mindless Target run. The “I’ve had a long week, I deserve this little treat” moment.

I used to wonder where all my money was going. I wasn’t buying designer bags or going on lavish vacations every weekend. But I still felt behind—like my income should have been doing more for me.

That’s when I realized it wasn’t about the amount of each purchase. It was about the frequency and the intent behind them. My spending was on autopilot. I wasn’t being reckless—I was just being unconscious.

So, I started doing something simple that changed everything.